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Why are the owners selling, and how long have they lived there?
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How long has it been on the market, and has the price changed?
Why it matters
GOV.UK suggests asking why if a home has been on the market for more than three months. Source: GOV.UK, How to buy a home.
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Is there a chain, and have the sellers found somewhere to buy?
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Has a sale fallen through, and why?
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What work has been done, and is there paperwork for it?
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Any insurance claims for flood, subsidence or storm damage?
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Which council tax band is it in?
Why it matters
You can check the band yourself on GOV.UK. Source: GOV.UK, council tax bands.
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Is there anything you should know before you offer?
Why it matters
GOV.UK suggests asking this directly. Source: GOV.UK, How to buy a home.
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For homes that are: flat or maisonette
How many years are left on the lease?
Why it matters
GOV.UK says that when there are 80 years or less left, extending a lease costs significantly more. Source: GOV.UK, extending a lease.
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For homes that are: flat or maisonette
What are the service charge and ground rent, and how have they changed?
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For homes that are: flat or maisonette
Are major works planned for the building?
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For homes that are: flat or maisonette
Who manages the building?
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For homes that are: flat or maisonette
If the building has cladding or several storeys, what fire safety information is there?
Why it matters
Mortgage lenders can ask for fire safety evidence before lending on some buildings with cladding. Source: RICS, valuing buildings with cladding.
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For homes that are: new build
Which warranty covers the home, and for how long?
Why it matters
NHBC's Buildmark, for example, lasts 10 years: a two-year builder warranty followed by eight years of insurance. Source: NHBC, help for homeowners.
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For homes that are: new build
Is there an estate charge for roads and green spaces?
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For homes that are: new build
Does the developer follow the New Homes Quality Code?
Why it matters
Under the code, buyers have the right to an inspection before completion. Source: New Homes Quality Board.
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For homes that are: listed or in a conservation area
Were replacement windows, doors or extensions approved?
Why it matters
In a conservation area, some work that is normally allowed needs planning permission. On a listed building, works without listed building consent are a criminal offence. Source: legislation.gov.uk, Listed Buildings Act 1990, section 9.
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For homes that are: in a flood risk area
Has it flooded, and what does buildings insurance cost?
Why it matters
Flood Re helps keep flood cover affordable for eligible homes built before 1 January 2009. Source: Flood Re, who it covers.
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For homes that are: electric or storage heating
Is there a two-rate meter, and what are the bills?
Why it matters
Storage heaters are usually charged on cheaper night-time electricity.
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For homes that are: oil, lpg or a septic tank
If there is a septic tank or treatment plant, when was it last emptied?
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For homes that are: in a coal mining area
Has there ever been a mining subsidence claim?